Overdraft Facility Product

Our Products & Services

Offering a flexible credit solution, our Overdraft Facility Product provides eligible account holders with the ability to withdraw funds beyond their account balance. This revolving credit facility ensures that individuals and businesses have access to additional funds when needed, providing financial flexibility and peace of mind.

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Prerequisites

The facility is majorly for current account holders.

Potential customer must have operated his/her account satisfactorily for minimum of six months.

Must have good and steady source of income.

Purpose of the facility must be known and confirm before approval.

Features/Benefits of Savings Account

Minimum opening Balance of N 2,000

Very attractive Interest rate for withdrawals not more than twice a month

Minimum balance of N500

Customers can withdraw as much as they want

Attracts account closing charges

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